May is Disability Insurance Awareness Month!  Join us May 15 as our friends with the International DI Society present a one-hour CE program -- Business Planning With Disability Insurance.

Learn where the opportunities are to help small and medium size businesses plan for the unthinkable, a health event that affects the entire business. Income Protection, Business Protection and Business Succession/Continuation all need to be planned for. Disability Insurance, Overhead Expense, Business Loan Protection, Key Person Replacement and Disability Buy-Out are all valuable tools to solve the problems these businesses face.

About Our Panelists

Christopher T. Steffl - Managing Partner, Versatile Insurance Services

Christopher is a seasoned entrepreneur based in Edina, Minnesota, with a strong background in finance and a passion for empowering individuals to achieve financial security and peace of mind. He earned his finance degree from the University of Minnesota's Carlson School of Management..  Chris Steffl established Versatile Insurance Services, a wholesale organization that provides training and support for advisors and insurance agents. Through education, mentoring, and strategic planning, Versatile helps advisors grow their practices while delivering tailored financial solutions to individual clients. Chris's expertise spans estate planning, life insurance, long-term care, and annuities, focusing on ensuring clients make informed decisions about their financial futures. Chris also co-founded CyberFin, which protects individuals and small business owners from cyber threats.

Ron Staebell - Senior Financial Services Rep, Principal Securities Registered Rep, Investment Adviser Rep, Principal

Ron has been in the financial industry since 1972. He joined Principal in 2009 with 35 years of experience with other financial services companies. Ron is a 42 year member of the Million Dollar Round Table. Ron specializes in businesses, disability, retirement and special needs. He has a BS in Business Administration from Northern State University and a Masters of Science in Financial Services from the American College.  Ron holds the following designations: CLU, ChFC, RICP, AEP, LUTCF and MSFS. FINRA 6, 63 securities registrations and Life and Health Insurance. 

Dave Toeben - President, Insight Insurance Services

Dave is the founder of Insight Insurance Services and has spent over 25 years helping business owners and their advisory teams navigate the intersection of insurance and long-term planning. His work focuses on strategies that support business continuity, key employee retention, and multi-owner succession planning.  Dave frequently collaborates with CPAs, attorneys, and financial advisors on issues like Buy-Sell Agreements, Key Person Insurance, and executive compensation especially for closely held businesses and high-net-worth families.  He’s been particularly active in helping professionals interpret the implications of the recent Connelly v. U.S. Supreme Court case, which has reshaped how life insurance is treated in Buy-Sell Agreements and estate valuations. He brings a practical, scenario-based approach to these conversations, making complex ownership and planning considerations more accessible to insurance professionals and their clients.

REGISTRATION:

Register online, or contact Executive VP Joe Pittman at [email protected] or 402-397-0280 and he will add you to the registration list. Watch your email for registration confirmation and a Zoom link.

This program is FREE for NAIFA members and $15 for all non-members.  It will provide one hour of CE Life & Health Insurance credit for NE & IA, pending approvals.